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Zing Blog Home Buying Course
Are You Ready to Buy?
What Makes More Sense For You: Renting Or Buying?
The Renting Life
Becoming A Homeowner
The Insurance Equation
The Big Questions
The Quiz
Understanding Credit and the Role It Plays in the Mortgage Process
Understanding Credit and the Role It Plays in the Mortgage Process
Your Credit
The Pieces of a Strong FICO® Score
The Credit Score You Need
What’s on Your Credit Report?
Rocket HQ℠
My Credit Score Is Bad. Now What?
Debt-to-Income Ratio? That’s Another Key Number
The Quiz
How Much Home Can I Afford?
How Much Home Can I Afford?
How Lenders Determine What You Can Afford
But What About You? The Practical Side of a Mortgage Loan
The Quiz
Understanding Mortgage Options
All About the Mortgage
Your Conventional Options
FHA Loans
VA Loans
USDA Loans
The Quiz
Understanding Mortgage Rates and Terms
Understanding Mortgage Rates and Terms
Rates: Fixed or Adjustable
How ARMs Work
Which Is Right for You?
Getting the Best Interest Rate
Shopping Time: How to Compare Interest Rates
Quick Tip: Floating vs. Locking
What's a Loan Term?
Pay Down That Loan a Bit Quicker
The Quiz
Breaking Down the Mortgage Process
Breaking Down the Mortgage Process
Mortgage Approval and Your Home Shopping Process
Step 2: Go on Your House Hunt
Step 3: Underwriting
The Quiz
The Lowdown on Down Payments
The Lowdown on Down Payments
Down Payments: The Higher, the Better
Conventional Loan: You’ve Got Mortgage Insurance Options
FHA Mortgage Insurance
The Greatest Gift of All: Down Payment Funds
Gift Letter Is Key
Gifts of Equity
The Quiz
Shopping for a Home
Finding a Real Estate Agent
Why You Need an Agent
The Real Estate Agent Hunt: The Big Questions to Ask
Finding That Dream Home
The Quiz
Making Your Best Offer
Making Your Best Offer
Earnest Money Deposit
The Next Step? The Purchase Agreement
The Quiz
Qualifying for a Loan
Underwriting
Gathering Your Documents
The Quiz
The Appraisal: Looking Out for Your Financial Best Interests
The Appraisal
Looking Out for Hazards
What If the Appraisal Comes In Too Low?
The Quiz
Inspecting the Inspector
Inspecting the Inspector
Finding an Inspector
The Inspection Process
Specialized Work
Going Back to the Sellers
The Quiz
Closing and Beyond
Closing Time
The Closing Day
What to Bring
The Paperwork Mountain
What’s a Servicer?
Maintaining Your New Home
Maintenance
Money
The Quiz
Congratulations!
The Quiz
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